How It Works

From Filing to Award, All Online

How a case moves on Problex247 — who does what, which notices go out, and where each party can follow it.

Who Is Involved

The People in Every Case

Claimant — the finance company

Brings the claim about an unpaid loan and follows the case on its own dashboard.

Respondents

The borrower, and any co-borrower or guarantor. Each receives the notices and can join the hearing.

Arbitrator

An independent advocate with 15+ years of practice, who hears both sides and passes the award.

Problex247

Runs the platform: files cases, assigns arbitrators, sends notices and keeps every record.

The Journey

Twelve Steps, One Platform

  1. 1

    Case filed

    The Problex247 team files the case for the finance company, with the loan agreement, statement of account and notice. A Request Letter goes to Problex247.

  2. 2

    Documents checked

    The arbitration desk checks the case and its documents before it moves on.

  3. 3

    Arbitrator assigned

    An independent arbitrator from the panel is assigned. The Letter of Assignment goes to the parties, the arbitrator and Problex247.

  4. 4

    Arbitrator accepts

    The arbitrator reads the file and accepts the case. The Assignment Report, the Consent & Disclosures and the Registration of Arbitration go out.

  5. 5

    Acceptance Letter

    The proceeding formally begins, and the case gets its number, PRX247-….

  6. 6

    Claim Petition

    The finance company’s claim — what is owed and why — is served on the respondents.

  7. 7

    Hearing Notice

    The arbitrator fixes the hearing date and the notice goes to every party.

  8. 8

    Online hearing

    The hearing happens on video. Parties join from their phone or computer with the link; it opens 30 minutes before the time and the hearing can be recorded.

  9. 9

    Interim Order — if needed

    Under Section 17, the arbitrator may pass a temporary order during the case, for example to protect a vehicle or property.

  10. 10

    Directions and order sheets

    At each stage the arbitrator records directions and order sheets on the case.

  11. 11

    Award

    The arbitrator passes the final award, which is sent to the parties and binds both sides.

  12. 12

    Case closed

    The arbitrator sends a closure request with a remark, and Problex247 closes the case. A settlement or full payment can also close a case earlier.

Why Online

What Makes It Work

Notices on three channels

Every notice goes by email, SMS and WhatsApp, and its delivery is tracked.

Hearings on video

No travel for anyone. Join from a phone with one link.

Documents in one place

Every letter, order and award is stored on the case and can be downloaded.

Track any time

Borrowers check their case on Track Case; companies on their dashboard.

Signed electronically

Orders and awards carry the arbitrator’s e-signature and e-stamp.

Each sees their own

Each person sees only the cases they are part of.